Note to future self: When you get a new debit card, use it right away. Better to discover that your PIN doesn’t work when the bank is open and you aren’t in need of some immediate cash…
Opening a second bank account may be one of the smartest things I’ve ever done.
Tag Archive for 'bank'
PIN Pain
06May08Fraud Detection Still Lame
09Apr08Buying gas from a place that I regularly purchase gas from = Suspicious Transactions.
Buying gas from the gas station up the street as the first purchase on a new card = Suspicious Tranactions.
Spending ~$1,000 on two gun purchases, maybe 30 minutes apart, on a brand new credit card that was activated about 2 hours earlier […]
Quarters
31Mar08One of the unintended side-effects of not using cash anymore is that the large bills in my wallet never become smaller bills, eventually leaving me with no ones to use in the soda machine at work and depleting the stash of quarters I kept in my desk drawer.
So I went to the bank to deposit […]
Why I stay with my credit union
25Mar08I’ve been a customer of my credit union since… at least 1998, maybe 1997. I joined because their main office was about a 30-second drive from where I worked, and their free checking account was really free at a time when most banks still had minimum balance requirements.
It has been tempting to leave them on […]
Unimpressed
18Mar08I’ve recently become a Washington Mutal customer. I’m keeping my accounts with my credit union, but they don’t have any branches convenient to where I live and work these days so I figured I’d go with another bank to take my savings and smaller deposits.
So far I’m not impressed. First there was the comments form […]
Suspicious Transactions
07Feb08I swear to God, “Suspicious Transactions” is credit card company lingo for “Purchased Gas.” Just for kicks, this weekend I’m gonna buy a new gun, a couple cases of booze, and make a cash advance from a strip club ATM. I bet they don’t call…
Fucking Lame
07Jan08A while back my Credit Union implemented a “Multi-Factor Authentication” system for their online services, as required by law. Like most banks, they went cheap. In additional to a password my account now has three “challenge” questions associated with it. I can regularly recall the answers to just two.
They also implemented an “Anti-Phishing” system. I […]
Fraud Detection is Dumb
06Mar06My credit union’s VISA fraud department left a message for me on Friday evening. “Call us ASAP regarding some suspicious activity on your card, 800-BLA-BLAH.” Not the 800 number listed on the back of my card. Not any of the numbers listed on my credit union’s web site. Google and the various reverse directories on […]
